Employment practice liability insurance

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Employment practise liability insurance protects your company from employment-related litigation.

With employment practise liability insurance, you can reduce your risk of employee litigation.

Hiring workers? You should think about EPLI.

It's easy to believe that hiring employees is a legal labyrinth. This is mostly due to the high likelihood of lawsuits based on wrongful termination, harassment, discrimination, and workplace conditions. You may be able to obtain coverage for some work-related cases with an employment practise liability insurance policy, generally known as EPLI. EPLI, or employment practise liability insurance, may provide coverage for certain employment-related litigation such as:

  • Wrongful Termination
  • Harassment
  • Discrimination
  • Employee Benefit Mismanagement
  • Career Deprivation
  • Wrongful Discipline
  • Contract Breach
  • Failure to Employ or Promote
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What benefits can an EPLI policy provide your company?

EPLI helps to mitigate the risk of having to pay out on such claims. EPLI plans frequently cover both the business and individuals such as company directors. Policies are typically developed to assist in the coverage of claims arising from unintended actions or failures to act rather than planned acts of discrimination or other illegal practises.

Get coverage that is tailored to your needs.

When selecting an EPLI policy, it is important to understand whether the costs of defending a claim in court go towards the payment maximum for any damages. Also, search for a claims-made basis, which means you may only be protected if the policy is in effect both when the alleged incident occurred and when the employee files the claim.

If you own a business, you almost certainly require employment practise liability insurance. Contact us to go about the many plans offered and your company's needs.