Motorcycle insurance is a legal requirement.

When it comes to motorcycle insurance, the absolute minimum coverage you'll need is liability insurance, which may cover the costs you have to pay to other people after an accident that was your fault—including their medical bills and repairing or replacing their vehicle. Your local regulations will specify a minimum level of liability insurance coverage, but you may prefer the piece of mind that comes with a higher coverage limit.

Does your motorcycle insurance cover other riders?

Other riders may not be covered under your policy if you only have the bare minimum of coverage. You may, however, be able to select coverage choices to extend coverage to additional riders.

Is your motorcycle insured against theft?

Your motorbike insurance policy may cover theft, whether it occurs at home or elsewhere. It may also provide coverage for personal property theft.

What exactly is uninsured/underinsured motorist protection?

Uninsured/underinsured motorist coverage may compensate you for bodily injuries and lost wages if an uninsured or underinsured motorist causes a vehicle accident while you are riding your bike.

What benefits do collision and comprehensive coverage provide?

Even if the crash was your fault, motorcycle collision coverage may pay to repair or replace your bike. Meanwhile, full coverage includes coverage in the event that your bike is stolen, vandalised, or damaged by fire.

Optional coverages are intended to safeguard your vehicle.

Other optional extras to consider include coverage for bespoke motorcycle equipment like GPS or trailers that you've fitted to your bike and aren't necessarily covered by your basic policy. You can also purchase coverage that would reimburse your expenses if you are in an accident with an uninsured driver or rider. Finally, don't forget about roadside support, which will send you to a repair shop if your bike experiences a mechanical failure or a flat tyre.

Are you prepared to safeguard your ride with motorbike insurance? Contact us and we'll show you how to find coverage.