Off-road vehicle insurance

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Off-road vehicle insurance protects your vehicles.

Off-road vehicle insurance allows you to enjoy your toys on the trail while knowing you're protected.

Off-road vehicles are often not covered by house or auto insurance.

You're in for a major surprise if you think your off-road vehicle is already protected by your existing house or auto insurance policy. Many house insurance plans prohibit ATVs, dirt bikes, snowmobiles, golf carts, and other vehicles, so if your vehicle is stolen or destroyed, you may have to pay out of pocket. Furthermore, due to the inherent dangers of driving off-road, normal auto insurance policies often do not cover such vehicles. Your off-road vehicle need protection beyond what your auto or household insurance may give.

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Policies can be tailored to your specific off-road vehicle and use.

A speciality coverage is generally tailored to your off-road vehicle and how you use it. As with regular car or truck insurance, you may be able to select from a number of components to assist keep you and your off-road vehicle safe and secure while exploring. The following are some of the most prevalent types of automobiles that may be insured:

  • ATVs
  • Camping Trailers
  • Dirt Bikes
  • Dune Buggies
  • Golf Carts
  • Rock Crawlers
  • Snowmobiles
  • UTVs

What is covered by off-road insurance?

Collision coverage may cover damage to your off-road vehicle caused by a collision with another vehicle or an object such as a fence or tree. If you and your off-road vehicle cause harm, the bodily injury and property damage liability components may cover the costs you must pay to others. Comprehensive coverage may be arranged to assist protect you from the costs of losing or damaging your off-road vehicle if it is stolen or destroyed by severe weather or natural catastrophe.

Considerations for protecting your off-road vehicle.

Consider an insurance with a yearly mileage allowance to keep expenses down. If you finish a safety course, you may potentially be eligible for savings. If you currently have auto insurance or another policy, you may be eligible for a multi-coverage discount if you include your off-road vehicle.

Do you need off-road vehicle insurance to safeguard your toys? To learn more, please contact us.