Off-road vehicle insurance protects your vehicles.
Off-road vehicle insurance allows you to enjoy your toys on the trail while knowing you're protected.
Off-road vehicles are often not covered by house or auto insurance.
You're in for a major surprise if you think your off-road vehicle is already protected by your existing house or auto insurance policy. Many house insurance plans prohibit ATVs, dirt bikes, snowmobiles, golf carts, and other vehicles, so if your vehicle is stolen or destroyed, you may have to pay out of pocket. Furthermore, due to the inherent dangers of driving off-road, normal auto insurance policies often do not cover such vehicles. Your off-road vehicle need protection beyond what your auto or household insurance may give.