What is RV insurance supposed to cover?
Coverage for your recreational vehicle or motorhome may differ based on where you go, the type of RV you own, and your driving record. For example, windshield covering is critical in a camper due to the high expense of installing such a large sheet of glass and the fact that you'll frequently want a repair from a specialised source. Coverage may also offer additional coverage for your personal belongings, allowing you to relax while travelling in your RV with those extra creature comforts and electronics. Consider a coverage that covers both theft and damage in the event of a collision or fire. Consider the following additional coverage options:
- Attached Accessories
- Personal Belongings
- Replacement Cost
- Towing/Roadside Assistance
- Uninsured/Underinsured Motorists
- Vacation Liability
Policy alternatives that can help you prepare for unexpected events.
While most insurance policies have individual item limits, RV insurance policies frequently contain a specific amount for awnings and gas bottles, both of which can be costly to repair. When shopping for insurance, search for policies that provide rental cars and/or lodging if your RV breaks down during a trip, reducing that added stress.
Do you have questions regarding RV insurance? Contact us and we'll walk you through your recreational vehicle coverage options.
