Damage and liability coverage are included.

Watercraft insurance (also known as boat insurance) policies typically include two base components, as well as two optional extras worth considering. Insurance coverage for physical damage to the boat is a normal feature, whether caused by a collision, fire, extreme weather, theft, or vandalism. The other basic component in a boat insurance policy is liability, which means you're insured for damage you cause to other boats or people, as well as the legal costs involved with it. If your yacht is seriously damaged, look for insurance packages that cover the price of cleaning up any oil spills.

Is your boat covered by insurance if it needs to be towed?

It's the last thing you want as a boat owner, but problems can happen. Towing and assistance coverage may cover expenses such as towing or refuelling.

What if an uninsured or underinsured boater causes damage to your boat?

If you have uninsured/underinsured boater coverage, your insurance may pay for physical and bodily harm damages, as well as medical expenditures, if the boater who caused the accident does not have enough or any insurance coverage.

Does your watercraft insurance cover stolen things from your boat?

If you keep personal things on your boat, you require personal property and unattached equipment coverage, which may cover replacement expenses if they are stolen.

Add-ons to your boat insurance coverage that are optional.

Coverage for theft or damage to personal belongings kept or used on your boat is an optional feature of watercraft insurance. When you consider the costs of sports or fishing equipment, as well as expensive electronics, this is well worth contemplating. Optional boat towing and assistance coverage protects you against fees incurred if your boat breaks down while out on the water.

Spending time on the water is enjoyable, and having watercraft insurance may provide you with piece of mind. Contact us to discuss your specific boat or watercraft's coverage choices.